Gems and JewelryGems and jewelry pass through a supply
chain and accrue costs at every link for insurance, security, lab reports, etc. Different appraisals are designed to reflect pricing at these different levels (i.e., fair market is higher than replacement, which is higher than liquidation). Ideally, insurance companies would pay claims at fair market value. Unfortunately, this rarely happens. |
Your Costs and GainsSimilarly, when consumers liquidate their jewelry they are reintroducing a used product into the beginning of this cycle. Often the bids they receive will be beneath wholesale since those in the jewelry trade can purchase a similar item from a reputable dealer at any time. A quality appraisal that is appropriate to your circumstance can help minimize your costs and maximize your gains.
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Your AppraisalEach stone loose or set is checked to determine if it is genuine, synthetic, or imitation, and is examined for Clarity, Cut, and Color, was well as size and Carat weight. All jewelry is evaluated for its metal content, the quality of workmanship and design. Color photographs of the jewelry accompany the certified Appraisal Documents for insurance and estate purposes.
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